The Empowering the Corps (ETC) Programme was developed by Credit Direct to cater for the financial needs of the Youth Corps Members while in service to our great country - Nigeria.

Over the years, we have identified various challenges faced by our Corps Members;

  • The struggles associated with settling into places of posting;
  • The hassle with securing start-up capital for small businesses and enterprises;
  • The difficulty in trying to obtain trainings and certifications for career advancements which will give them competitive advantage in life after service; and
  • The harshness of unemployment after the 12 months compulsory service to our country Nigeria.


Credit Direct Limited, in partnership with the National Youth Service Corps (through SAED), have created various financial packages aimed at aiding Corps Members to solve these recurring dilemma which they find themselves in. These packages have been tailored for Corps Members so that;

  • Corps Members can achieve whatever they want during the course of their service year by ensuring that they have access to quick and affordable credit facilities through Credit Direct;
  • Corps Members will never be bogged down with paying back heavy loans as our packages are affordable and light to repay;
  • Corps Members are covered by micro-insurance in case of mishaps which may occur during the service year;
  • Corps Members can dutifully plan their future by obtaining financial aid to advance their careers or become entrepreneurs from a very early stage.

The ETC programme is for all serving Corps Members!

As long as you are an active and serving Corps Members under the NYSC, the ETC programme is for you. No matter your local government or state within Nigeria, you can apply for any of these packages
Biz Starter Package

Biz Starter Package

This package is tailored to assist Corps Members registered under the Skills Acquisition and Entrepreneurship Development (SAED). With this package, Corps Members can easily obtain seed capital to start up small businesses which can generate income and also create employment opportunities around them.

Asset Package

Asset Package

This package is tailored for Corps Members who want to buy various products like household goods, white goods, other electronics, income generating assets (generators, freezers, grinding machines etc.). This product ensures that Corps Members get good prices and delivery of goods right to their doorstep.

Professional Certification Package

Professional Certification Package

This package creates opportunities for Corps Members who want career advancements to access discounted and affordable training from renowned and professional trainers across Nigeria. It helps Corps Members obtain that additional advantage that increases employment opportunities after the service year.

Cash Package

Cash Package

Where all other three packages do not meet your need, simply apply for a Cash package which allows you to solve all other financial obligations.